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Life Terms
Terms starting with U
Every Buhata Life Terms entry that starts with U, with its short definition.
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U
UGMA account
A custodial account under a state's Uniform Gifts to Minors Act, holding cash, securities or insurance policies for a child until they come of age.
Ultradian rhythm
A body rhythm that repeats more than once a day, such as the roughly 90-minute cycle of sleep stages, shorter than the 24-hour circadian cycle.
Under-sink organization
Arranging the cabinet under a kitchen or bathroom sink so cleaners stay in their original containers, locked away from children and easy to check for leaks.
Unemployment benefits
Weekly payments from a state's unemployment insurance program to eligible workers who lose a job through no fault of their own, with rules set by each state.
Uninvolved parenting
A parenting style low in both warmth and rules, where a parent gives little attention, guidance or supervision. Also called neglectful parenting.
Unlimited PTO
A time off policy with no set number of vacation days, where employees take paid days off as needed with their manager's approval.
Unsecured debt
Money you owe that isn't backed by collateral, such as credit card balances, medical bills and most student loans.
Unstructured play
Play a child chooses and directs, with no adult-set rules, lesson or goal, like making up a game in the yard or building whatever comes to mind.
Upholstery cleaning
Keeping a sofa or chair's fabric or leather clean with regular vacuuming and spot cleaning matched to the cleaning code on its tag.
User story
A short description of something a product should do, written from the point of view of the person who needs it, often in the form "As a, I want, so that."
UTMA account
A custodial account set up under a state's Uniform Transfers to Minors Act, which can hold almost any kind of asset for a child, including real estate.