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Terms starting with I

Every Buhata Life Terms entry that starts with I, with its short definition.

I

I bondA US Treasury savings bond whose rate combines a fixed rate with an inflation rate reset every six months; 4.26% for bonds issued May to October 2026.
I statementsA way of raising a problem by speaking about your own feelings and needs ("I feel ... when ...") instead of blaming the other person ("You always ...").
Identity theftWhen someone uses your name, account details or other personal information without permission to open accounts, make charges or commit other fraud.
IEPAn IEP (Individualized Education Program) is the written plan a public school makes for a child who qualifies for special education under IDEA.
IEP meetingThe meeting where a child's IEP team, parents included, writes or reviews the child's special education plan under IDEA.
Illiquid assetsThings you own that can't be turned into cash quickly without a wait, a cost or a lower price, such as a home, other real estate or collectibles.
Implementation intentionAn if-then plan that ties a goal to a specific moment: "If situation X happens, then I will do Y."
Impulse spendingBuying something on the spur of the moment, without planning for it or checking it against your budget.
In-app purchasesPurchases made inside an app or game after you install it, such as extra items, features or subscriptions, charged to the account's payment method.
In-networkDescribes a doctor, hospital or other provider that has a contract with your health plan, so you usually pay less for covered care than you would outside the network.
Inbox zeroAn email method from Merlin Mann's 2006 series on 43 Folders: work the inbox down to empty on a regular schedule and keep it that way.
Income-driven repaymentA federal student loan repayment plan that sets your monthly payment from your income and family size instead of from your balance.
Index fundA mutual fund or ETF that aims to track the return of a market index, such as the S&P 500, instead of picking investments to beat it.
Indoor humidity levelHow much moisture the air inside a home holds, given as relative humidity. EPA advises keeping it below 60%, ideally between 30% and 50%.
Indoor play placeAn indoor venue with climbing structures, slides and soft play areas where children can run and climb out of the weather.
InflationA general rise in the prices of goods and services over time, so the same amount of money buys less than it did before.
Ingredient substitutionsReplacing an ingredient you don't have with another in a measured amount, such as all-purpose flour and cornstarch in place of cake flour.
Installment loanA loan you receive as one lump sum and repay in a set number of scheduled payments, such as a car loan, mortgage or personal loan.
Insulation R-valueA number that rates how well insulation resists heat flowing through it. The higher the R-value, the better it insulates.
Insurance deductibleThe part of a covered loss you pay yourself before your home, renters or auto insurance pays the rest, set as a dollar amount or a percentage.
Insurance premiumThe amount you pay to keep an insurance plan, such as health insurance, in force, usually monthly, quarterly or yearly, whether or not you use any care.
Interest rateThe yearly percentage a lender charges for borrowing money, not counting fees; the APR adds certain fees to show a fuller cost.
Internal temperatureThe temperature at the center of cooked food, read with a food thermometer; USDA lists the minimum each food must reach to be safe to eat.
Invisible laborWork that keeps a home or workplace running but isn't recognized as work, often because it's unpaid or unseen, like planning, scheduling and remembering.
Irregular income budgetingPlanning spending and saving when your pay changes from month to month, such as freelance, commission or seasonal income, around your lean and average months.
Itemized deductionA specific expense the IRS lets you subtract on Schedule A, such as mortgage interest, state and local taxes, charity or large medical bills, instead of the standard deduction.