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Life Terms
Terms starting with V
Every Buhata Life Terms entry that starts with V, with its short definition.
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Vacation planning
Working out where, when and how a trip will happen, including what it costs, how to save for it and what paperwork it needs, well before you leave.
Value ladder
Russell Brunson's model from DotCom Secrets for laying out a business's offers as rungs, from a free or low-cost first step up to its most expensive, most valuable one.
Values-based budgeting
A budget built around the few things that matter most to you, so your flexible spending goes to those priorities first.
VantageScore
A credit scoring model from the company VantageScore; version 4.0 runs from 300 to 850 and gives payment history the most weight, at 41%.
Variable expenses
Regular costs whose amount changes from month to month, such as groceries, gas, utilities and eating out.
Variable interest rate
An interest rate that can rise or fall over the life of a loan or card because it's tied to an index, such as the prime rate, plus a set margin.
Vertical storage
Storing things upward on walls, doors and tall shelving instead of spreading them across floors and counters, so a small space holds more.
Vesting
How much of the money an employer puts in your retirement plan is yours to keep, which usually grows with your years of service.
Vinegar cleaning
Using white vinegar, a mild acetic acid, to dissolve mineral buildup and lift grime. It doesn't replace a registered disinfectant.
Virtual assistant salary
What a virtual assistant, someone who supports clients remotely over the internet, earns; PayScale's June 2026 data puts the US median at $19.70 an hour.
Visual schedule
A row of pictures or photos showing, in order, what happens next in a child's day or routine, so they can see what's coming.
Visual timer
A timer that shows time running out as a shrinking colored area or a row of markers, so a child can see how long is left before a change.